Conquer your finances with Frost

Paycheque evaporating faster than snow on a hot day? Finances feeling hot and sluggish?

Meet Frost, the account that puts the breeze back into managing your money.

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Cool down on your bills

Stop paying over the odds for gas and leccy. Set direct debits, get alerts about cheaper tariffs, and switch energy providers with ease. Who said you can't crank up the heating and still feel cool?

Sweat-free account opening

No appointments. No queues. No stress. Get a UK account number, sort code, and IBAN online in minutes, plus a sleek frosted Visa debit card that you can start using instantly on arrival.

Crystal clarity on your capital

Get real-time notifications and detailed spending insights that show you when you're on thin ice, set goals to build your slush fund, and keep your finances in the blue, err… black.

Easy breezy payments

Pay and get paid from other Frost accounts in seconds using only your phone number, make local transfers instantly, and send money abroad for fees lower than a beginner ski slope.

Glide away on holiday like...

Pay your way like a local when you're travelling abroad. We only charge a small fee, while you exchange foreign currency at the inter-bank rate.

Grab a slushie (or a frozen margarita).

Kick back. Relax.

Your money's cool, with Frost.